One in five in-network health insurance claims gets rejected — and fewer than 1% of people ever appeal, mostly because they don't know where to start. Recourse drafts a fact-driven, policy-specific appeal letter from your denial details in minutes, free.
No account required. Nothing you enter is stored or sent anywhere besides the letter you generate.
Enter the denial reason from your insurer's letter, your plan type, and the treatment or claim in question — as much or as little detail as you have on hand.
The AI structures a formal appeal that directly answers the stated denial reason, in the format insurers expect, citing the specifics you've provided.
Have your clinician confirm the medical claims, fill in any missing specifics, and submit it through your insurer's appeals process before the deadline on your denial letter.
Your draft will appear here. Fill in the denial reason and condition at minimum — the more specifics you give, the stronger the draft.
No. Recourse is a drafting tool, not an attorney. It writes a letter based on what you tell it. For denials involving large sums, ongoing care, or repeated denials, consider consulting a patient advocate or attorney who specializes in insurance disputes.
No tool can promise that — insurers weigh medical necessity and documentation differently case by case. A clear, specific letter measurably improves your odds, which is the gap this tool is built to close: most denials are never appealed at all.
It's sent only to generate your letter and isn't stored after you close the page. Avoid typing your full Social Security number, passwords, or other sensitive identifiers you wouldn't want in a draft document.
Read it against your actual denial letter and policy documents, have a treating clinician confirm the medical details, and submit it by your insurer's deadline — most plans require appeals within 60–180 days of the denial.