Net Worth
$1,248,500
↑ 8.4% MoM
Projected Dividend Income
$42,800
Yield-on-Cost 6.8%
Insurance Coverage Gap
$850K
Wealth Habits Score
87%
Portfolio Allocation
5-Year Projection
Leverage Lab • SBA 504 & Real Estate Strategies
SBA 504 Calculator
SBA 504 Highlights
- 10% down for most projects
- Fixed rate on 40% SBA portion
- Owner-occupied real estate & equipment
- Ideal for trust-held properties
Income Engine • Dividend Growth vs High Yield
Yield-on-Cost Projector
Strategy Comparison
Growth (Aristocrats): 3-4% yield, 6-8% growth
High Yield (JEPI/JEPQ): 7-10% via covered calls
Total Return Focus Recommended
Protection Shield • Life Insurance
Coverage Needs Calculator
ILIT Recommendation: Place permanent policies in Irrevocable Life Insurance Trust to remove from taxable estate.
Living benefits, riders, and term + permanent laddering included in AI advice.